Preparing ourselves for the future by making plans and setting aside some money to fulfill them is in itself a virtuous thing. To a certain extent it ensures our safety and stability. However, whenever the opponent - also known as the challenger - is on the table, we know that the Oracle is warning us not to take things into the extreme. In this case we are alerted to the fact that we run the risk of forgetting our present by looking too hard at the future. Life is that which is happening today while we are preparing for tomorrow, so don't miss it!
Don't just read the future; help create it!